central government scheme

Pradhan Mantri Mudra Yojana - Shishu

Common abbreviation: PMMY-Shishu

Provides collateral-free loans to micro-enterprises and small business owners to start or scale operations.

Quick Facts

AuthorityMinistry of Finance

Effective Date2015-04-08

Last Verified2026-07-03

Overview

PMMY provides loans up to ₹10 Lakhs to non-corporate, non-farm small/micro enterprises. The Shishu category covers loans up to ₹50,000.