central government scheme
Stand-Up India Scheme
Common abbreviation: SUIHistorical bank-loan scheme for eligible women and SC/ST entrepreneurs; the original scheme period has ended and current intake is not confirmed.
Quick Facts
Loading page
Loading page
Historical bank-loan scheme for eligible women and SC/ST entrepreneurs; the original scheme period has ended and current intake is not confirmed.
The Department of Financial Services states that the original Stand-Up India scheme was implemented through 31 March 2025. Current applications under that scheme are not confirmed. A separate successor proposal was still being worked out in official updates dated March 2026; it is not an extension or confirmed active benefit of the original scheme.
Original terms covered eligible women and SC/ST entrepreneurs over 18 setting up a greenfield enterprise in manufacturing, services, trading or agriculture-allied activity. For a non-individual enterprise, an eligible entrepreneur had to hold at least 51% ownership and control. Borrowers were subject to lender assessment and default-related restrictions.
The original scheme provided composite bank loans from ₹10 lakh to ₹1 crore. Historical guidance described repayment up to seven years, including a moratorium up to 18 months. Interest was not a flat 3% rate; it was subject to a bank-rate cap. Margin support was conditional, not an automatic grant. These are historical terms, not a current offer.
Older guidance listed identity, residence and business-address proof, with additional financial and project documents in some cases. This list is indicative and may be outdated. Stand-Up Mitra, bank branches, JanSamarth and Lead District Managers were historical channels only; their current presence online does not establish that applications are open.
Last checked: 2026-10-02. Contact DFS or a participating lender to confirm whether a separate current programme has since been implemented.