Government Schemes in Maharashtra
Browse 45 active government initiatives, subsidies, and benefit programs available to residents of Maharashtra. This comprehensive directory includes both State-sponsored welfare programs and Central Government schemes accessible to the citizens of Maharashtra.
Overview: Maharashtra Welfare Programs
The Government of Maharashtra works in tandem with the Central Government to implement a robust safety net for its residents. From agricultural subsidies for local farmers to education scholarships and healthcare coverage, citizens of Maharashtrahave access to a wide array of financial and social support systems.
State vs Central Schemes
State Schemes: Funded exclusively by the Government of Maharashtra for permanent residents.
Central Schemes: Pan-India schemes available to Maharashtra residents, often implemented via local nodal agencies.
Domicile Requirements
Most state-specific schemes require a valid domicile certificate, local ration card, or voter ID from Maharashtra to prove residency.
Pradhan Mantri Kisan Samman Nidhi (PM-KISAN)
An initiative by the Government of India that provides up to ₹6,000 per year in safety net support to all landholding farmer families.
Ayushman Bharat Pradhan Mantri Jan Arogya Yojana (PM-JAY)
The largest health assurance scheme in the world, providing cashless secondary and tertiary care hospitalization.
Pradhan Mantri Awas Yojana - Urban (PMAY-U)
Provides central assistance to urban local bodies and implementing agencies for housing all eligible urban households.
Pradhan Mantri Awas Yojana - Gramin (PMAY-G)
Provides direct financial assistance to rural BPL households for construction of clean, durable pucca houses.
Sukanya Samriddhi Yojana (SSY)
A dedicated savings account for a girl child under the Beti Bachao Beti Padhao campaign.
Atal Pension Yojana (APY)
A pension scheme focused on the unorganised sector workers to provide post-retirement financial security.
Pradhan Mantri Mudra Yojana - Shishu (PMMY-Shishu)
Provides collateral-free loans to micro-enterprises and small business owners to start or scale operations.
Stand-Up India Scheme (SUI)
Promotes entrepreneurship among women and SC/ST communities by funding greenfield projects.
Startup India Recognition (DPIIT)
A flagship initiative to build a strong ecosystem for nurturing innovation and startups in the country.
PM Vishwakarma Scheme (PM-VISHWAKARMA)
Support scheme for traditional artisans and craftspeople working with their hands and tools.
PM Street Vendor's AtmaNirbhar Nidhi (PM-SVANIDHI)
A special micro-credit facility for street vendors to restart their livelihood after the pandemic disruption.
e-Shram Card Registration (ESHRAM)
A national database of unorganised workers (NDUW) to deliver social security benefits.
NPS Vatsalya Scheme (NPS-V)
Allows parents to open a pension account for their children to secure long-term retirement compounding early.
Pradhan Mantri Ujjwala Yojana 2.0 (PMUY)
Provides clean cooking fuel like LPG to women from BPL and socio-economically backward households.
Pradhan Mantri Jan Dhan Yojana (PMJDY)
National mission for financial inclusion to ensure access to financial services like savings accounts, credit, and pensions.
National Apprenticeship Promotion Scheme (NAPS)
Promotes apprenticeship training and shares the cost of stipend with empanelled employers.
Pradhan Mantri Kaushal Vikas Yojana (PMKVY)
Skill certification scheme aimed at enabling Indian youth to take up industry-relevant skill training.
Post Matric Scholarship for SC Students (PMS-SC)
Financial assistance to students belonging to Scheduled Castes for pursuing post-matriculation courses.
Kisan Credit Card Scheme (KCC)
Ensures credit availability for farmers to meet cultivation, post-harvest, and consumption requirements.
Pradhan Mantri Suraksha Bima Yojana (PMSBY)
A low-cost accident insurance scheme offered through bank accounts.
Sanjay Gandhi Niradhar Anudan Yojana (SGNAY)
Provides monthly financial assistance to destitute persons, elderly, disabled, and orphans in Maharashtra.
MahaJyoti Free Tablet Scheme (MAHAJYOTI-TAB)
Provides free learning tablets and internet data to students belonging to OBC/VJNT/SBC categories in Maharashtra.
Pradhan Mantri Bhartiya Janaushadhi Pariyojana (PMBJP)
Jan Aushadhi Yojana makes quality generic medicines available at 50-90% lower prices than branded drugs through a network of over 19,000 Kendras across India. No eligibility restrictions apply.
Mission Indradhanush 5.0 (Mission Indradhanush)
Mission Indradhanush 5.0 is a free immunization drive for children aged 0-5 years and pregnant women, focusing on zero-dose and partially vaccinated beneficiaries in underserved areas.
Janani Suraksha Yojana (JSY)
Janani Suraksha Yojana provides cash incentives to pregnant women for delivering in government health facilities, promoting safe institutional deliveries across India.
Pradhan Mantri Matru Vandana Yojana (PMMVY)
A maternity benefit scheme providing cash incentives to pregnant women and lactating mothers for the first and second child (if second is a girl). It aims to compensate for wage loss, promote institutional deliveries, and encourage timely vaccinations and postnatal care.
Rashtriya Bal Swasthya Karyakram (RBSK)
RBSK provides free health screening for 30 conditions and subsequent free treatment for all children from birth to 18 years through schools, Anganwadis, and health facilities.
Nikshay Poshan Yojana (NPY)
Nikshay Poshan Yojana provides ₹500 per month to all TB patients registered under NTEP for their entire treatment duration to support nutrition and improve recovery.
Pradhan Mantri National Dialysis Programme (PMNDP)
The PM National Dialysis Programme provides free haemodialysis to kidney patients at district hospitals, reducing the financial burden of chronic kidney disease treatment.
Tele-MANAS (Tele-MANAS)
Tele-MANAS is India's 24/7 toll-free mental health helpline (14416) offering free counselling, screening, and referral services to anyone facing mental health challenges.
Rashtriya Kishor Swasthya Karyakram (RKSK)
RKSK provides comprehensive health services including mental health, nutrition, and reproductive health counselling to all adolescents aged 10-19 years through clinics and peer educators.
Pradhan Mantri Jeevan Jyoti Bima Yojana (PMJJBY)
A one-year renewable term life insurance scheme offering ₹2 lakh life insurance cover for death due to any cause. The premium is auto-debited annually from the subscriber's savings bank or post office account. Coverage period runs from 1st June to 31st May each year.
Pradhan Mantri Fasal Bima Yojana (PMFBY)
A crop insurance scheme providing financial support to farmers suffering crop loss or damage due to natural calamities, pests, diseases, and adverse weather conditions. It aims to stabilise farmers' income and encourage modernisation in agriculture.
Pradhan Mantri Shram Yogi Maan-dhan (PM-SYM)
A voluntary pension scheme for unorganised sector workers providing a guaranteed monthly pension of ₹3,000 after attaining 60 years of age. The government matches the subscriber's contribution on a 1:1 basis. Administered by LIC of India.
Pradhan Mantri Vaya Vandana Yojana (PMVVY)
A pension scheme for senior citizens aged 60 years and above, administered by LIC of India. It provides a guaranteed pension for 10 years against a one-time lump sum purchase price. The purchase price is returned to the nominee on death of the pensioner.
Pradhan Mantri Garib Kalyan Anna Yojana (PMGKAY)
A food security welfare scheme providing 5 kg of free food grains (rice/wheat) per person per month to NFSA beneficiaries (AAY and PHH ration card holders), over and above their regular monthly entitlements under the National Food Security Act, 2013.
Deen Dayal Upadhyaya Grameen Kaushalya Yojana (DDU-GKY)
A placement-linked skill training program for rural poor youth, aimed at transforming them into an economically independent and globally relevant workforce. It is a part of the National Rural Livelihood Mission (DAY-NRLM).
Deendayal Antyodaya Yojana - National Rural Livelihoods Mission (DAY-NRLM)
A flagship program aimed at reducing rural poverty by promoting self-employment and livelihood opportunities. It organises rural poor households into Self-Help Groups (SHGs) and provides them with financial inclusion, skill development, and institutional support.
Deendayal Antyodaya Yojana - National Urban Livelihoods Mission (DAY-NULM)
A mission aimed at reducing poverty and vulnerability of urban poor households by enabling them to access gainful self-employment and skilled wage employment opportunities. It includes skill training, micro-enterprise support, and shelter for urban homeless.
Pradhan Mantri Krishi Sinchayee Yojana (PMKSY)
A scheme aimed at ensuring access to means of irrigation to all agricultural farms in the country, to produce 'per drop more crop' and bring much desired rural prosperity. It has three components: Accelerated Irrigation Benefit Programme (AIBP), Per Drop More Crop (micro-irrigation), and Watershed Development.
Pradhan Mantri Laghu Vyapari Maan-dhan Yojana (PM-LVMY)
A voluntary pension scheme for shopkeepers, retail traders, and self-employed persons with GST turnover below ₹1.5 crore. Provides a guaranteed monthly pension of ₹3,000 after attaining 60 years of age. The government matches the subscriber's contribution on a 1:1 basis. Administered by LIC of India.
Assistance to Disabled Persons for Purchase/Fitting of Aids and Appliances (ADIP)
A scheme to assist needy persons with disabilities in procuring durable, sophisticated, and scientifically manufactured standard aids and appliances. The scheme promotes physical, social, and psychological rehabilitation by reducing the effects of disabilities and enhancing economic potential. Implemented through ALIMCO, National Institutes, CRCs, DDRCs, State Corporations, and NGOs.
National Overseas Scholarship for SC Students (NOS-SC)
A scheme providing financial assistance to students from Scheduled Castes, Denotified Nomadic and Semi-Nomadic Tribes, Landless Agricultural Labourers, and Traditional Artisans for pursuing Master's and PhD degrees at accredited foreign universities. Around 125 scholarships are awarded annually, covering tuition fees, maintenance allowance, airfare, visa, and health insurance.
Pre-Matric Scholarship for SC Students (PM-SC)
A Centrally Sponsored Scheme implemented through State Governments and UT administrations to support parents of SC children and other disadvantaged categories for education at the pre-matric stage. Aims to improve participation, minimize drop-out rates, and enable progression to post-matric education. Component 1 covers SC students in Class 9-10; Component 2 covers children of manual scavengers, tanners, waste pickers, and hazardous cleaning workers in Class 1-10.
National Means-cum-Merit Scholarship Scheme (NMMSS)
A centrally sponsored scheme launched in May 2008 to encourage meritorious students from economically weaker sections to continue their education at the secondary and higher secondary level. Around 1,00,000 scholarships are awarded annually to Class 8 students studying in government, government-aided, or local body schools, providing ₹12,000 per year from Class 9 to 12.
Frequently Asked Questions
Can I apply for both Central and Maharashtra state schemes?
Yes, residents can generally benefit from both central and state schemes simultaneously, provided the schemes do not explicitly prohibit overlapping benefits for the exact same purpose.
Where do I submit my application in Maharashtra?
Depending on the scheme, applications can be submitted online via the state's official portal, or offline at local Gram Panchayats, Tehsildar offices, or Common Service Centres (CSCs) across Maharashtra.
Is an Aadhaar card mandatory?
Yes, Aadhaar linkage is mandatory for almost all direct benefit transfers (DBT) in Maharashtra to ensure the subsidy reaches the correct beneficiary's bank account.