Karunya Benevolent Fund (KBF) is separately identified from Karunya Arogya Suraksha Padhathi (KASP) and Arogya Kiranam in the Kerala Health Department's scheme description dated 15 June 2025. KBF provides free medical assistance of ₹2 lakh per family, up to ₹3 lakh for kidney/kidney-related disease. It covers families with annual income below ₹3 lakh who are not eligible for KASP. Applications go to Karunya/Arogya Suraksha Scheme kiosks in government or private empanelled hospitals; if a special form is required, the kiosk supplies its details. The page states no deadline is specified and does not provide a separate document checklist or define whether the caps are lifetime or annual.
Scheme and application status
Scheme status: unknown. Application window: unknown.
An active scheme does not necessarily have an open application window. Check the official portal for current intake.
Benefits and conditions
Medical assistance
Free medical assistance for treatment under KBF, subject to assessment and approval at the empanelled-hospital kiosk.
₹2 lakh per family; up to ₹3 lakh for kidney/kidney-related diseases (Period not stated by official source)
Eligibility requirements
- Income Type: Family
- Unmodeled Conditions: Family annual income must be strictly below ₹3 lakh; equality at ₹3 lakh does not meet this criterion.
- Unmodeled Conditions: Family must not be eligible for Karunya Arogya Suraksha Padhathi (KASP). KBF and KASP are distinct schemes with distinct eligibility and benefits.
- Unmodeled Conditions: Benefit applies to eligible medical assistance; the source does not describe an unrestricted direct cash transfer or a complete disease/package list.
- Unmodeled Conditions: The department page says no application deadline is specified; current intake/authorization availability after its 15 June 2025 update has not been independently confirmed.
- Administering Jurisdiction: KL
- Income Requirement: Annual Family income strictly below ₹300000
Exclusions
- A family eligible for KASP is not eligible for KBF under the Health Department's stated KBF condition.
- A family with annual income of ₹3 lakh or more does not meet the KBF's below-₹3-lakh criterion.
Selection requirements
- Assessment: Submit the application at a Karunya/Arogya Suraksha Scheme kiosk in a government or private hospital empanelled under the scheme.
- Assessment: The department page says that if a special form is required, its details will be available at the respective kiosk. The reviewed page does not specify a complete supporting-document list or the cap period.