central government scheme

Atal Pension Yojana

Common abbreviation: APY

A pension scheme focused on the unorganised sector workers to provide post-retirement financial security.

Quick Facts

AuthorityMinistry of Finance

Effective Date2015-06-01

Last Verified2026-07-03

Overview

APY provides security against sickness, accidents, and old age for the unorganized sector.

Fixed monthly pension starting from ₹1,000 to ₹5,000 based on age and contribution levels.