A voluntary pension scheme for unorganised sector workers providing a guaranteed monthly pension of ₹3,000 after attaining 60 years of age. The government matches the subscriber's contribution on a 1:1 basis. Administered by LIC of India.
Benefits and conditions
Assured Monthly Pension
Minimum assured pension of ₹3,000 per month after attaining 60 years of age.
₹3,000 per month (Monthly)
Family Pension
Spouse receives 50% of pension (₹1,500/month) as family pension after death of subscriber.
₹1,500 per month (Monthly)
Eligibility requirements
- Minimum Age: 18
- Maximum Age: 40
- Gender: Any
- Citizenship: Indian
- Income Limit Annual: 180000
- Income Type: Individual
- Residency: India
- Urban Rural: Any
- Occupation: Unorganised Worker
- Occupation: Street Vendor
- Occupation: Rag Picker
- Occupation: Rickshaw Puller
- Occupation: Construction Worker
- Occupation: Daily Wage Labourer
- Occupation: Agricultural Worker
- Occupation: Beedi Worker
- Occupation: Domestic Worker
- Occupation: Weaver
- Occupation: Artisan
- Occupation: Fisherman
- Occupation: Leather Worker
- Social Category: SC
- Social Category: ST
- Social Category: OBC
- Social Category: General
- Social Category: EWS
- Government Employee Allowed: No
- Income Tax Payer Allowed: No
- Bank Account Required: Yes
- Aadhaar Required: Yes
- Mobile Required: Yes
- Ekyc Required: Yes
Exclusions
- Monthly income exceeds ₹15,000
- Covered under EPF, ESIC, or NPS
- Income taxpayer in last assessment year
- Receiving benefits from any other government pension scheme
- Non-Resident Indian
- Age below 18 or above 40 at time of enrolment
Required documents
- Aadhaar Card
- Savings Bank Account / Jan Dhan Account (with IFSC code)
- Mobile Number
- Passport-sized Photograph
- Age Proof (if Aadhaar not available)
How to apply
- Modes: Online
- Modes: CSC
- Steps — Mode: Online (Self-Registration)
- Steps — Steps: Visit https://maandhan.in
- Steps — Steps: Click on 'Self Enrolment'
- Steps — Steps: Enter Aadhaar number and authenticate via OTP
