A crop insurance scheme providing financial support to farmers suffering crop loss or damage due to natural calamities, pests, diseases, and adverse weather conditions. It aims to stabilise farmers' income and encourage modernisation in agriculture.
Benefits and conditions
Crop Insurance Compensation
Insurance coverage and financial support to farmers in the event of crop failure due to natural calamities, pests, diseases, or adverse weather.
Varies based on sum insured (typically cost of cultivation) (Per crop season (Kharif / Rabi))
Eligibility requirements
- Gender: Any
- Citizenship: Indian
- Residency: India
- Urban Rural: Rural
- Occupation: Farmer
- Land Ownership — Required: Yes
- Land Ownership — Note: Must have insurable interest in the notified crop. Tenant farmers and sharecroppers are also eligible.
- Social Category: SC
- Social Category: ST
- Social Category: OBC
- Social Category: General
- Social Category: EWS
- Target groups include farmers: Yes
- Government Employee Allowed: Yes
- Income Tax Payer Allowed: Yes
- Property Restrictions: Must grow a notified crop in a notified area
- Bank Account Required: Yes
- Aadhaar Required: Yes
- Mobile Required: Yes
Exclusions
- Growing non-notified crops
- Farming in non-notified areas
- Failure to pay applicable premium share
- Not having insurable interest in the crop
Required documents
- Aadhaar Card
- Land Ownership Records / Lease Agreement (proving insurable interest)
- Bank Passbook / Account Details
- Crop Sowing Certificate
- Passport-sized Photograph
How to apply
- Modes: Online
- Modes: CSC
- Modes: Bank
- Modes: Insurance Company
- Steps — Mode: Online (Farmer Corner)
- Steps — Steps: Visit https://pmfby.gov.in
- Steps — Steps: Click on 'Farmer Corner' → 'Application Form'
- Steps — Steps: Enter Aadhaar and mobile number
- Steps — Steps: Fill in land details, crop details, and bank account information
- Steps — Steps: Upload required documents
- Steps — Steps: Pay applicable premium share
- Steps — Steps: Submit and note the receipt number
- Steps — Mode: Common Service Center (CSC)
- Steps — Steps: Visit nearest CSC / VLE
- Steps — Steps: Provide Aadhaar, land records, and bank details
